Neighbors Helping Neighbors

Financial Assistance for Your Electric Bill from MMLD

The Marblehead Neighbors Helping Neighbors Program is open to all residential customers of the Marblehead Municipal Light Dept. (MMLD) who directly pay an MMLD residential bill—including homeowners and renters.

To qualify, you must show that due to financial difficulties you have fallen behind on your MMLD bill payments, AND can meet certain household income guidelines, OR document a loss of income due to the COVID-19 Pandemic.

Our maximum Program Payment is equal to two full (2) months of past due MMLD electric bills, OR $300 to be applied to multiple MMLD electric utility bills, whichever is greater. Completed applications are evaluated in the order they are received. Your application does not guarantee funding.

To Apply: Please Include the Following Documents

• ____ Verification of your residency showing current Marblehead address: A copy of your driver’s license, rent receipt, or lease, along with your MMLD electric bill.


• ____ Verification of all income for all family members in your household 18 and older: Include pay stubs for the past four weeks or a signed, dated letter from your employer; any Mass Dept. of Transitional Assistance (DTA) payments; Social Security or Social Security Disability Insurance payments; Pension payments; Veteran’s benefits payments.


• ____ A copy of your valid photo ID (All members 18 and older).


• ____ A copy of your MMLD electric bill that shows past due amounts. This bill must be in name of the applicant, or an explanation why the bill is in another name.


• ____ A signed Release of Information form (see attached form).


• ____ A completed Explanation of Financial Hardship form (see attached form).

IMPORTANT: Where to Send Your Completed Application

All information you provide should be sent DIRECTLY to the North Shore Community Action Programs, (NSCAP) a well-established non-profit social services organization serving Essex County, who is administering this Program for MMLD. Do NOT send your application to the MMLD office or employee.